62. Does , have 63. said / expressed sorry 64. instead of 65. Which girl 66. if/ whether , would 67. are planted

　　68. We can depend on ourselves to work out the problem within two days.

　　69-74 BCADCB

　　75-80 CDABDB

　　81. one 82. remember/recall 83. after 84. how 85. discussions

　　86. sharing 87. precious /popular

　　88. No, it isn’t / No

　　89. A social security number and a person’s credit history

　　90. He can get around the town easily . He can live in the country in the future /(Do shopping ; have meals ; See a film ; Pay for goods ; Do exercises;

　　91. By opening SelfScore / He opened SelfScore / He got / applied for a SelfScore credit card.

　　92. More than / Over 99 percent (of the credit card holders ).

　　More than / over 9,900 international students /

　　93. I think it very important . If the students isn’t able to pay , the bank will lose its money ./ Because the SelfScore also wants to get its money back .

　　I don’t think it very important . Because the student may haven’t got a job , how can he have the money to pay back soon? Because it should believe everybody is responsible for it ./----------