翻譯資格考試高級(jí)（口譯）歷年試題解析十九

　　TRANSLATIONS TEST (2) (30 minutes)

　　Directions: Translate the following passage into English and write your version in the corresponding space in your ANSWER BOOKLET.

　　有了房子，就想車子，老百姓想法和銀行不謀而合。銀行在鞏固了自己的住房貸款之后，又將目光瞄上了汽車市場(chǎng)。昨天，建行上海分行推出了十大優(yōu)惠舉措，欲在外資非金融機(jī)構(gòu)染指汽車貸款之前，做大自己的汽車貸款。

　　此前，銀行業(yè)人士紛紛預(yù)測(cè)，外資非金融機(jī)構(gòu)進(jìn)入汽貸市場(chǎng)后，很有可能會(huì)在手續(xù)簡(jiǎn)便和貸款利率上做文章，以吸引購(gòu)車族。因此，建行的十大舉措也同樣是為了簡(jiǎn)化手續(xù)和提供優(yōu)惠利率，希望此舉能使該行的汽車貸款占個(gè)人消費(fèi)信貸的比重從原來(lái)的三成提升至五成以上。

　　分析：

　�、� 有了房子，就想車子，老百姓想法和銀行不謀而合。

　　譯文一： The citizens happen to share the same opinion/view with the banks, that is one is going to/ would like to own a car after he owns a house.

　　譯文二： The citizens’ idea coincides with the bank’s, that is one is going to/ would like to own a car after he owns a house.

　　考點(diǎn)： 老百姓 → the citizen/ the common people

　　居民 → resident, inhabitant

　　平民 →civilian

　　貧民 →pauper, the destitute

　　暴民 →mob

　　草民 → common folks

　　移民 →immigrant, emigrant, migrant

　　難民 → refugee

　　刁民 → unruly people

　　原住民 → boong

　　土著民 → aboriginal

　　② 銀行在鞏固了自己的住房貸款之后，又將目光瞄上了汽車市場(chǎng)。

　　譯文： After consolidating/ solidifying the residential loan, the banks are targeting/ aiming at/ catering to the loan of the car market.

　　考點(diǎn)：增詞譯法：汽車市場(chǎng) → the loan of the car market

　�、� 昨天，建行上海分行推出了十大優(yōu)惠舉措，欲在外資非金融機(jī)構(gòu)染指汽車貸款之前，做大自己的汽車貸款。

　　譯文： Yesterday, the Shanghai branch of China Construction Bank initiated ten preferential measures/ moves/ policies so as to boost its car loan// account for/ cover a larger portion of the car loan before the foreign-funded/owned non-financial institutions put/ dip their finger in the car loan.

　　考點(diǎn)：銀行業(yè)詞匯補(bǔ)充

　　“染指”不可翻譯成 encroach on ， 表示“侵占”。

　�、� 此前，銀行業(yè)人士紛紛預(yù)測(cè)，外資非金融機(jī)構(gòu)進(jìn)入汽貸市場(chǎng)后，很有可能會(huì)在手續(xù)簡(jiǎn)便和貸款利率上做文章，以吸引購(gòu)車族。

　　譯文： In an earlier time/ Previously/ Heretofore, the banking authority/ people in banking industry predicted in succession that after entering the market of car loan, the foreign-owned non-financial institutions were very likely to adopt the simplified procedures and prime rate to catch the eye of the car-buyers.

　　⑤ 因此，建行的十大舉措也同樣是為了簡(jiǎn)化手續(xù)和提供優(yōu)惠利率，希望此舉能使該行的汽車貸款占個(gè)人消費(fèi)信貸的比重從原來(lái)的三成提升至五成以上。

　　譯文： Therefore, the ten moves of China Construction Bank are aiming at simplifying the procedures and offering prime rate, through which the proportion of the car loan of the bank will be lifted from the original 30 percent to over 50 percent.