【中譯英】

　　有了房子，就想車子，老百姓想法和銀行不謀而合。銀行在鞏固了自己的住房貸款之后，又將目光瞄上了汽車市場。昨天，建行上海分行推出了十大優(yōu)惠舉措，欲在外資非金融機構(gòu)染指汽車貸款之前，做大自己的汽車貸款。

　　此前，銀行界人士紛紛預測，外資非金融機構(gòu)進入汽貸市場后，很有可能會在手續(xù)簡便和貸款利率上做文章，以吸引購車族。因此，建行的十大舉措也同樣是為了簡化手續(xù)和提供優(yōu)惠利率，希望此舉能使該行的汽車貸款占個人消費信貸的比重從原來的三成提升至五成以上。

　　【參考譯文】

　　After getting a house, people switch their attention to the private cars. That is just what the various Chinese banks want. With its role consolidated in the part of housing loans, these banks now focus their attention on the promising private car loans. Yesterday, the Construction Bank of China (CBC), Shanghai Branch introduced 10 preferential policies so as to win a part in the private car loans before the foreign non-financial organizations take any action.

　　It has been predicted by those from the banks that the foreign non-financial organizations would probably concentrate on its convenient application procedures and preferential interest rates after they succeed in getting into the market of the private car loans. Therefore, the CBC is taking the 10 preferential policies, something developed to sharpen its edge over the foreign opponents, in an effort to raise its share in the private car loans, from 30% to 50% and even more.

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