Americans are more stressed about money than they've ever been, according to the American Psychological Association's latest Stress In America Survey.

美國(guó)心理協(xié)會(huì)最近的美國(guó)壓力調(diào)查顯示，美國(guó)人因金錢(qián)承受的精神壓力比以往任何時(shí)候都要大。

"Eighty-seven percent of Americans said that inflation and the rising costs of everyday goods is what’s driving their stress,” said Vaile Wright, senior director of health care innovation at the American Psychological Association.

美國(guó)心理協(xié)會(huì)衛(wèi)生保健創(chuàng)新部高級(jí)主管韋爾·賴(lài)特稱(chēng)：“87%的美國(guó)人表示，通貨膨脹和日常用品價(jià)格上漲是導(dǎo)致他們壓力陡增的原因。”

More than 40% of US adults say money is negatively impacting their mental health, according to Bankrate’s April 2022 Money and Mental Health report.

銀率網(wǎng)4月份發(fā)布的《2022金錢(qián)與心理健康報(bào)告》指出，超過(guò)40%的美國(guó)成年人表示，金錢(qián)問(wèn)題對(duì)他們的心理健康產(chǎn)生了負(fù)面影響。

"I was in debt off and on all of my 20s and early 30s,” Tawnya Schultz, founder of The Money Life Coach, told CNBC. “I was in this debt cycle of trying to get out of debt, paying off debt, getting back into it. And I was just tired of feeling like I could never get out of it or feeling like I was always going to have debt.”

金錢(qián)生活教練培訓(xùn)機(jī)構(gòu)創(chuàng)始人佟妮亞·舒爾茨告訴美國(guó)消費(fèi)者新聞與商業(yè)頻道：“我從20歲到30歲出頭一直處于斷斷續(xù)續(xù)的負(fù)債狀態(tài)中。我總是在試著擺脫負(fù)債狀態(tài)、不停地還債直到償清債款，但是很快又會(huì)重新負(fù)債。我感覺(jué)好像永遠(yuǎn)無(wú)法逃離這個(gè)循環(huán)，感覺(jué)總是要欠債，這種感覺(jué)我已經(jīng)受夠了。”

Some Americans lack hope they will ever have enough money to retire, with roughly 40% saying their ability to be financially secure in retirement is “going to take a miracle,” according to the 2021 Natixis Global Retirement Index.

2021年法國(guó)外貿(mào)銀行全球退休指數(shù)表明，有些美國(guó)人對(duì)自己有足夠的錢(qián)養(yǎng)老不抱太大希望，約有40%的美國(guó)人表示，他們?nèi)绻�能在退休時(shí)攢夠足夠的養(yǎng)老錢(qián)“將會(huì)是奇跡”。

"I think that people need to have a sense of hope,” said Mark Hamrick, Washington bureau chief at Bankrate. “When the economy is working for them, there’s a greater likelihood that people will have hope that they can accomplish their basic personal financial objectives.”

銀率網(wǎng)華盛頓辦事處主任馬克·哈姆里克說(shuō)：“我認(rèn)為人們應(yīng)該心懷希望。當(dāng)經(jīng)濟(jì)好轉(zhuǎn)時(shí)，人們將更可能有希望達(dá)成自己的個(gè)人基本財(cái)務(wù)目標(biāo)�！�

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