2018下半年商務(wù)英語中級(jí)金融詞匯（15）

　　Z

　　再貸款 central bank lending

　　在國際金融機(jī)構(gòu)儲(chǔ)備頭寸 reserve position in international financial institutions

　　在人行存款 deposits at (with) the central bank

　　在途資金 fund in float

　　增加農(nóng)業(yè)投入 to increase investment in agriculture

　　增勢(shì)減緩 deceleration of growth;moderation of growthmomentum

　　增收節(jié)支措施 revenue-enhancing and expenditure control measures

　　增長(zhǎng)平穩(wěn) steady growth

　　增值稅 value-added tax(VAT)

　　漲幅偏高 higher-than-desirable growth rate;excessive growth

　　賬外賬 concealed accounts

　　折舊 depreciation

　　整頓 retrenchment;consolidation

　　政策工具 policy instrument

　　政策性業(yè)務(wù) policy-related operations

　　政策性銀行 policy banks

　　政策組合 policy mix

　　政府干預(yù) government intervention

　　證券交易清算 settlement of securities transactions

　　證券業(yè)務(wù)占款 funding of securities purchase

　　支付困難 payment difficulty

　　支付能力 payment capacity

　　直接調(diào)控方式向 to increase the reliance on indirect policy instruments

　　間接調(diào)控方式轉(zhuǎn)變職能轉(zhuǎn)換 transformation of functions

　　職業(yè)道德 professional ethics

　　指令性措施 mandatory measures

　　指令性計(jì)劃 mandatory plan;administered plan

　　制定和實(shí)施貨幣政策 to conduct monetary policy;to formulate and implement monetary policy

　　滯后影響 lagged effect

　　中介機(jī)構(gòu) intermediaries

　　中央與地方財(cái)政 delineation of fiscal responsibilities

　　分灶吃飯重點(diǎn)建設(shè) key construction projects;key investment project

　　周期谷底 bottom(trough)of business cycle

　　周轉(zhuǎn)速度 velocity

　　主辦銀行 main bank

　　主權(quán)風(fēng)險(xiǎn) sovereign risk

　　注冊(cè)資本 registered capital

　　逐步到位 to phase in;phased implementation

　　逐步取消 to phase out

　　抓大放小 to seize the big and free the small(to maintain close oversight on the large state-ownedenterprises and subject smaller ones to market competition)

　　�？顚Ｓ� use of funds as ear-marked

　　轉(zhuǎn)貸 on-lending

　　轉(zhuǎn)軌經(jīng)濟(jì) transition economy

　　轉(zhuǎn)機(jī) turnaround

　　轉(zhuǎn)折關(guān)頭 turning point

　　準(zhǔn)財(cái)政赤字 quasi-fiscal deficit

　　準(zhǔn)貨幣 quasi-money

　　資本不足 under-capitalized

　　資本充足率 capital adequacy ratio

　　資本利潤率 return on capital

　　資本賬戶可兌換 capital account convertibility

　　資不抵債 insolvent;insolvency

　　資產(chǎn)負(fù)債表 balance sheet

　　資產(chǎn)負(fù)債率 liability/asset ratio;ratio of liabilities to assets

　　資產(chǎn)集中 asset concentration

　　資產(chǎn)貢獻(xiàn)率 asset contribution factor

　　資產(chǎn)利潤率 return on assets (ROA)

　　資產(chǎn)質(zhì)量 asset quality

　　資產(chǎn)組合 asset portfolio

　　資金成本 cost of funding;cost of capital;financing cost

　　資金到位 fully funded (project)

　　資金寬裕 to have sufficient funds

　　資金利用率 fund utilization rate

　　資金缺口 financing gap

　　資金體外循環(huán) financial disintermediation

　　資金占?jí)?funds tied up

　　自籌投資項(xiàng)目 self-financed projects

　　自有資金 equity fund

　　綜合國力 overall national strength(often measured by GDP)

　　綜合效益指標(biāo) overall efficiency indicator

　　綜合治理 comprehensive adjustment(retrenchment);over-haul

　　總成交額 total contract value

　　總交易量 total amount of transactions

　　總成本 total cost

　　最后貸款人 lender of last resort