2018年商務英語高級口語詞匯（D）

　　D

　　打白條 issue IOU

　　大額存單 ce

　　rtificate of deposit(CD)

　　大額提現 withdraw deposits in large amounts

　　大面積滑坡 wide-spread decline

　　大一統(tǒng)的銀行體制 (all-in-one)mono-bank system

　　呆賬(請見“壞賬”) bad loans

　　呆賬準備金 loan loss reserves(provisions)

　　呆滯貸款 idle loans

　　貸款沉淀 non-performing loans

　　貸款分類 loan classification

　　貸款限額管理 credit control;to impose credit ceiling

　　貸款約束機制 credit disciplinary(constraint)mechanism

　　代理國庫 to act as fiscal agent

　　代理金融機構貸款 make loans on behalf of other institutions

　　戴帽貸款 ear-marked loans

　　倒逼機制 reversed transmission of the pressure for easing monetary condition

　　道德風險 moral hazard

　　地區(qū)差別 regional disparity

　　第一產業(yè) the primary industry

　　第二產業(yè) the secondary industry

　　第三產業(yè) the service industry;the tertiary industry

　　遞延資產 deferrable assets

　　訂貨不足 insufficient orders

　　定期存款 time deposits

　　定向募集 raising funds from targeted sources

　　東道國(請見“母國”) host country

　　獨立核算 independent accounting

　　短期國債 treasury bills

　　對沖操作 sterilization operation;hedging

　　對非金融部門債權 claims on non-financial sector

　　多種所有制形式 diversified ownership